Visit with your banker to see if you’re financially ready to buy a home. If you’re not ready, your banker will be able to give you some guidance about what you can do to make purchasing a home a possibility.
Find an Agent.
An agent can keep you up to date on the homes that are available and will have access to websites and information to keep you current.
Know your schedule and go over it with your Realtor® so you’re ready to go when the right house comes along.
Prepare to Make a Competitive Offer.
Along with your offer, you’ll need to have the resources available for earnest money. Earnest money is the money you put down on a home. It goes into escrow and then toward your purchase price. You should prepare to have $500-$1000 available for earnest money.
Be Aware of First-Time Homebuyer Programs.
Visit with your Realtor and Lender to see which programs you might qualify for.